Kosherica Sponsors the Aleph Institute Auction

We are blessed to be able to work with the prestigious Aleph Institute as a sponsor for their new auction! See the video below for details.



For over 20 years, we've made a point of trying to give back to the community. Our family here at Kosherica feels it's important to make a commitment to this and every day we try to consider how we can help to positively impact the world.

Please help us by taking part in this amazing charity, and remember that everyone can make a difference, no matter what you station in life is.

Travel Photos by Matt Wakem



   Traveling is one of my true passions. I love exploring new destinations, taking cruises, learning about other cultures and marveling at landscapes far different from what I would find in my own backyard. I suppose that's also why I enjoy looking at travel photos. And let me tell you, the best travel photos really transport me—I can smell the air and hear the noises just by looking at them. One of my favorite travel photographers is Matthew Wakem. He's not a household name as far as professional photographers go, but I think that's one of the things I like most about him. While you may find his work on the walls of various people "in the know" in New York, California and Connecticut (like me) or on the pages of magazines like Condé Nast Traveler, for the most part, his images are not overly publicized. In fact, looking for his travel photos is like an exploration in its own right. But I'm sharing his web site with you in the hope that you are as captivated by his images as I am: www.matthewwakem.com
   In the mood to take a trip to Bali, sail the seas off Antarctica or dive in a pool amidst a luxurious tropical backdrop? Visit the website and enjoy.

MOST SCENIC PLACE TO LAND IN THE WORLD

TEL-AVIV, ISRAEL

The emotional exhilaration of landing in Israel is comparable to none. “It just feels like home. I remember when I was a little girl I could not wait to walk down the stairs and touch the airport ground. The flight into Israel is superb. It is certainly one of my great travel emotional experiences”.

According to budget traveler the following is on top of their list:

Philipsburg, St. Maarten
Princess Juliana International Airport is one of the most infamous—and photographed—in the world because its runway starts on a peninsula just hundreds of feet off St. Maarten's shore. "The airport is framed by the beautiful water to the right and front, and the hills that rise in the background," says Captain Bob Raleigh, the Miami chief pilot for American Airlines. He got his start flying fighter aircraft for the U.S. Marine Corps and has been with American since 1986. Landing in St. Maarten stands out to Raleigh not only because it's visually stunning, but because zooming in low over the sand gives passengers a uniquely friendly welcome. "People stand on Maho Beach and wave as you pass over them—very closely and quickly."

Mammoth Lakes, Calif.
"My favorite approach of all was into Mammoth as a storm darkened the Sierras to the west," remembers Doug Winston, a pilot of 26 years based in Bakersfield, Calif., who has flown private prop planes into this tiny, one-runway airport and is the co-owner of a Cessna Turbo 210. "The contrast of dark clouds and mountain rock with the bright-white snow backlit from the east was mesmerizing—especially since we had started the flight in San Diego over the sunny beach and ocean of southern California," says Winston. "It was like flying to a different planet." Now anyone can experience the thrill of arriving at Mammoth Yosemite Airport in the foothills of the Sierra Nevadas; it was opened to commercial planes in 2008.

Hong Kong
Asia's cosmopolitan high-rise jungle won over flight attendant Susan Fogwell, a 14-year veteran who's based in New York and works for a major U.S. airline. "Even as often as I've flown, there's still a sense of the wow factor landing there in a huge 747," says Fogwell, who writes about her flight experiences for the Huffington Post and other publications. "On approach, the plane feels like it's in slow motion over the South China Sea. Looming up ahead is Hong Kong Island, where the skyscrapers are incredibly high, very close, and way too numerous to count." Beaches can be seen to the south, and to the north is Victoria Harbour, which separates Hong Kong and Kowloon islands. "It's almost surreal to see the ferries and boat traffic crisscrossing among such immense congestion," says Fogwell. "Even during the day, the colorful neon lights are on, which has an eerie effect when the city is cloaked in smog—and at night, blazing with lights, Hong Kong is definitely dreamy."

Queenstown, New Zealand
Sydney-based Owen Zupp may be a first officer for Australia's national airline, Qantas, but he doesn't let national pride cloud his admiration for the drama of landing at Queenstown Airport on New Zealand's South Island. "On a clear day, the 7,500-foot peaks of the Remarkables mountain range are reflected in the glassy surface of Lake Wakatipu, and it's easy to see why the area was picked to double as the mythical Middle-earth in The Lord of the Rings," reflects Zupp. "It's undoubtedly one of the most breathtaking areas around which to fly." The sheer number of ways to take to the skies—from aerobatic joy-flights to parachute and heli-ski operations—testifies to his good taste.

Jackson, Wyo.
Jason Gunter, a corporate pilot of 11 years who has worked for American Eagle Airlines, gets a thrill any time he's assigned to Jackson Hole—whether he lands among the snowy peaks in the height of winter or the green- and yellow-tinged meadows in the summer. "Jackson Hole Airport is at the base of the Tetons, and the airport itself lies within Grand Teton National Park," says Gunter. "The arrival gives you beautiful views of the mountains and is followed by an approach right up the valley, where you get a close-up look at the Snake River."

London
After a long night flying over the black of the Atlantic, the china clangs in the galley as the crew prepares for the breakfast service. "That's when you smell the coffee and lift the window shade," notes Heather Poole, a flight attendant for a major U.S. carrier and author of Gadling's Galley Gossip column. "Morning light streams into the cabin, you squint as your eyes adjust, and there it is: land." As the aircraft descends, drawing nearer to Heathrow Airport, the view picks up momentum—from green pastures to suburban row houses to the spires, bridges, and landmarks of London gleaming below the clouds.


Do you have a place to land?

Let us know about it

Image Credit: Moztravel.org

Find Kosher cruises at http://kosherica.com

FINALLY A FAST (AND IN MY OPINION, A CHEAP) WAY TO CUT THROUGH SECURITY LINES AT AIRPORTS

I can’t stand lines and I really can’t stand airport lines! (That's why we focus on cruises) Jet blue, the innovative airline, is once again miles ahead of the game with a new Even More Speed program. It allows you to jump to the front of the line for just $10. This is the first time a passenger can pay for the privilege as a stand-alone fee. This particular Jet Blue program is being tested in 40 different cities throughout the USA. Do you think it’s worth it? Unfortunately I am one of those people that usually gets to the airport at the nick of time. Paying the extra 10 is an absolute bargain for me. However if you are one of those people that gets to the airport early, it might be worth saving the money and getting a shoe shine before takeoff.

Some of the airports that are testing this new program are: JFK and LaGuardia, O'Hare, Orlando, and both Dulles and Reagan airports in Washington, D.C.

How do you feel about this fee? Please let us know your thoughts.


Image Credit: Lafayette Online

How to make the dreaded long flight go faster

If you're like me then you really despise getting on an airplane for a long flight. With this in mind I've compiled the list below to help your vacation start out a little smoother- with a comfortable flight!

Tune the world out: Bring a sleep mask, ear plugs, a cozy blanket and a pillow (Therm-a-Rest's Compressible Pillow is perfect for the plane). This will allow you to really relax and zone out.

Give yourself a workout: If you don’t have time for the gym, walk around the terminal till you exhaust yourself. I would then suggest doing a tiny bit of yoga to get into a Zen mode.

Get Cleaned up: I would bring some yummy face soap, a soft wash cloth, a toothbrush, toothpaste and a shirt change. It’s amazing how feeling refreshed can alter a mood.

Bring a beach ball on the plane: No, it’s not for playing but for relaxing. It is wonderful to blow up and use to prop your head against the tray table. It also works wonders as a foot stand.

Keep away from the kids: Avoid sitting next to crying babies (I can say this because I am a mother of two children so I pity anyone who sits by us) with a great app called SeatID. This Web app does social seating giving individuals the ability to see who else is on the chosen flight.

Plan out your trip with a TripList app: This app is essentially a packing and to-do list organizer for those who get away a lot.

Image Source: www.glamour.com

HOW DO YOU KEEP YOUR LITTLE MUNCHKINS ENTERTAINED LONG WHILE TRAVELING.

Like the title states, I've listed below several ways to keep your little ones entertained and engaged while traveling! Please drop us a line and tell us your ideas.

Create Great Art: Always bring art supplies while traveling. Encourage your child to connect with the cities that they are about to visit by creating similar art. For instance, on a recent Kosher vacation to Spain I showed my 5 year old pictures of Gaudi’s architecture and had her mimic it with play dough. Not only did this keep her engaged, it also taught her about a fantastic architect!

Talk about one person from each city and play games that incorporate that person: For instance on a trip to St. Petersburg we became obsessed with princess Anastasia (daughter of the last Czar). When my daughter finally visited the winter palace she became incredibly fascinated with the museum and wanted to visit every room the princess slept in.

When visiting a restaurant ask if you can have some pizza dough. This will entertain your little one for hours. Or bring a roll of aluminum foil and spend the day hours creating clothing for dolls, hats, flowers or anything you can imagine.

Play Marco Polo or create a scavenger hunt in museums. It will engage the child with the museum and make you happy!

Go to the dollar store! Get 20 items and give your child a little present each morning. This will keep them occupied for a little while and give you a chance to prep the day.

Talk to all the natives of the place you are traveling to. Ask your child to become a newspaper reporter. This will really allow your little ones to get to know the cities in an intimate way.

Below are some suggestions from Budget Traveler:

MAKE FRIENDS WITH THE NEIGHBORS Before I took my son on his first flight, I printed out stickers saying: "I'm sorry if I'm a little fussy. This is my first flight, and it's a bit overwhelming. My parents are doing the best they can, and they appreciate your patience. Owen, 8 months." I attached the stickers to candy bars that I gave to nearby passengers. We all enjoyed the flight!

FINISH UP YOUR HOMEWORK My kids often end up doing homework on the plane. To avoid having to pack a lot of paper in my carry-on, I create a makeshift dry-erase board by mounting a plastic sheet protector on a piece of cardboard. We slip math problems inside and work them out with dry-erase markers. We can wipe the surface clean and retry as many times as necessary without wasting paper.

BLOCK OUT THE NOISE To block out noise on a long flight or in a noisy hotel, I downloaded an 80-minute white-noise track from iTunes onto my iPod. I keep the track on repeat, and it works wonders. It was only $10—which is much cheaper than a sound machine or noise-canceling headphones—and since it's on my iPod, I don't have to pack anything extra.

VISIT THE SPA FROM YOUR SEAT Flights tend to dry out my skin and sinuses, so I always pack a rolled-up washcloth in my carry-on. During the flight, I ask the flight attendant for a cup of hot water, then dip the washcloth and place it over my face. Breathing in the steam helps my sinuses, and the warm, damp cloth hydrates my skin.

WE WANT TO KNOW HOW YOU WOULD ENTERTAIN YOUR KIDS. WE LOVE CREATIVE IDEAS!

Image Source: mirror.co.uk

Want a Free Upgrade?

Some people will do anything—or say anything—for a free upgrade. Israeli airline El Al recently released a silly promotional video mocking the extreme lengths people will sometimes go to in the hopes of snagging a free upgrade. The video features such extreme tactics as a man bribing an airline employee with a stamp card for a free frozen yogurt, a woman who tries to earn a seating upgrade because she is obviously very pregnant, only to drop a basketball from underneath her shirt (nice try!), and a man claiming to be entitled to a free upgrade because his name is John F. Kennedy, and clearly the airport was named after him.

El Al also asked their flight attendants to share the funniest things people have said to try to get a free upgrade. Unlike the scenarios in the video, real travelers actually attempted these (though it's not clear if they were successful):

1. "I just got divorced and the guy I'm sitting next to looks like my ex."

2. "Can you please upgrade my mother-in-law because she is driving me crazy!"

3. "Can you please upgrade me [to business class] so I can meet a rich husband?"

The video advertises Economy Class Plus, where you can pay $150 more per person each way for more leg room, a foot rest, and reclining seats. The service is available on all flights to Israel from New York's JFK Airport and Newark and the airline plans to expand the program to flights from Los Angeles next year.

We want to know—just how far would you be willing to go for a free upgrade? Have you ever told a ridiculous tall tale to get a better airline seat? Tell us about it and your story may be featured in an upcoming blog post on KOSHERICA.

Image source: ehow.com

Jewish Music Festival Cruise and more!

While there are many exceptional Kosherica cruises coming up this winter, we wanted to highlight two here:

First of all, we have the Jewish Music Festival Cruise taking place from January 19-27, 2012. We will depart from New York for this 9 night adventure. Enjoy some of the greatest Jewish entertainers of our day, like Avraham Fried, Dudu Fisher, Yaakov Motzen, Colin Schachat, Lipa Schmeltzer and Simon Cohen. The Scholar in Residence will be Rabbi YY Jacobson.

Our music cruise will explore destinations like San Juan (Puerto Rico), St. Thomas, St. Maarten and the Dominican Republic. More details and a full schedule for the Jewish Music Cruise Festival can be found here.

The second Glatt Kosher cruise we would like to highlight is the Australia & New Zealand Cruise from December 19- January 22. Join Kosherica on the elegant Holland America line as we explore the land down under. Revel in the cosmopolitan attractions of Sydney where history, opera, opals and koalas are ever present. Then venture to New Zealand, where nothing can prepare you for its majesty.

The experience is only enhanced by 5 Star Glatt Kosher cuisine and exemplary Kosherica customer service.
The Scholar in Residence will Rabbi Yehoram Ulman. A full itinerary for this 14 night kosher cruise can be found here.

For more details on all of Kosherica's Glatt Kosher cruises, see our website! We'd love to be in touch on Facebook and Twitter too. See you aboard!

Cyber Monday Kosher Cruise Deals

We are excited to offer a whole slew of Cyber Monday deals on our Glatt kosher cruises. The sale is for 48 hours only and ends on Wednesday (11/28) at 6:00 PM sharp!

Here are the details:

Last Chance to book a Caribbean cruise for $599 (ends this week)!

10% OFF June 12, 2013 NCL Star - Baltic Capitals
10% OFF June 16, 2013 NCL Pearl - Alaska
10% OFF July 29, 2013 Costa Magica - Greek Isles
10% OFF Aug. 11, 2013 NCL Pearl - Alaska
10% OFF Aug. 14, 2013 NCL Star - Baltic Capitals



For more info on all of our cruises, check out www.kosherica.com. If you have any questions, we are always listening in the comments below, on Facebook, Twitter and Google+. Looking forward to seeing you aboard!

How do you say that again?


ONE of the pleasures of travel is being able to speak the language of the place you’re visiting — or at least say “hello” and “where’s the bathroom?” Whether your trip is in two weeks or two months, there’s no excuse for not broadening your vocabulary. But how? With so many methods — CDs, videos, apps, podcasts — picking one can feel more overwhelming than learning a language.

The systems below have been used by tourists, college students and F.B.I. agents. Some cost hundreds of dollars. Others are free. In trying to find the best, Web sites that were difficult to navigate or had distracting advertisements were ruled out, as were in-person classes because their cost and availability varies greatly. Whatever your budget or destination, there is a program to help you feel less like a tourist.

The less expensive option: Coffee Break Spanish and Coffee Break French (RadioLingua.com/shows) A search on iTunes will turn up many delightful (and free) language lessons, including these spirited podcasts from Radio Lingua Network, which promise “language learning with your latte.” Each 15- to 20-minute podcast encourages participation (listeners are asked to pinch their noses to achieve the perfect French “non”). The network also offers “One Minute” crash courses (really two to four minutes) in languages including Arabic, Greek, Mandarin and Irish. Bottom Line: The hosts are Scottish, so while you’re learning French or Spanish, you also may feel as if you’ve been transported to South Ayrshire. But you’ll enjoy smart, energetic, well-produced lessons. Digital Dialects (DigitalDialects.com) Visitors can beef up their vocabulary by identifying items in animated scenes. Choose Italian and a category like “Clothing,” and you’ll be asked to match the word to the fashions worn by a graying Italian lady (when red arrows point to her dress, select “il vestito”). Bottom line: Definitely more educational than playing FarmVille on Facebook. Still, the site may be better suited for children. Learn a Language (LearnaLanguage.com) Users choose a language (Japanese), then a category (“Japanese Words”), followed by a topic (“Travel”). Next, they decide whether to play an educational game or click through talking flash cards. There’s one word on each card, which can be flipped over with a click. For example, a card with “suutsukesu” on one side says “suitcase” on the other. Bottom line: The Web site is not as comprehensive as others, but it enables users to study key words and phrases without having to make their own flash cards. Living Language (LivingLanguage.com; click on “free downloads”) While this company primarily sells language products (about $20 to $180), it also offers freebies like pocket phrase guides and an “in-flight” series to help “learn before you land.” Bottom line: Living Language is not a free site, but the guides are a nice perk for those who can only afford to dip a toe. Livemocha (Livemocha.com) This networking site allows members to find language partners around the world, and offers basic instruction in grammar, vocabulary and conversation (users need a microphone). There is a fee for unlimited access ($9.95 for one month; $99.95 for a year). Bottom line: While the videos sometimes load easily and sometimes don’t, it helps facilitate learning by talking — a big plus. 

More expensive options: Pimsleur Approach (Pimsleur.com and PimsleurApproach.com) This audio-only program, based on the language retention theories of the linguist Paul Pimsleur, has been used by the F.B.I. The company claims that students who use the CDs for 30 minutes a day will begin speaking the language in just 10 days — no textbooks required. The idea is that adults learn language the same way children do: by hearing it in everyday situations (the CDs focus on about 2,500 core words and phrases). The program begins with a 30-day trial of Quick & Simple, eight lessons for $9.95. Then, every 60 days, users receive in the mail a higher-level course with 30 lessons, which they can keep (for $256) or return within 30 days at no cost plus shipping. Progress to the most advanced courses, and the entire system can end up costing upward of $750, depending on the language. Bottom line: This approach can be as expensive as a plane ticket, but if you want to learn fast, naturally and on the go, it just might be a match. Rosetta Stone (RosettaStone.com) You’ve probably seen the kiosks for this interactive software in malls or airports. It is available in 30 languages ($159 to $499) and has been used by government agencies. Students are not bogged down with translation and grammar. Instead, the emphasis is on “dynamic immersion” — connecting words with images to glean meaning. (Those who buy Version 4 can reinforce lessons with mobile apps.) Bottom line: Rosetta Stone is much more intensive than a vacation primer. But if you want to keep learning long after your trip, it’s a far better investment than a souvenir snow globe. Transparent Language (Transparent.com) “Our methodology was originally developed in some of our work for the Department of Defense,” said Chuck McGonagle, the senior vice president and general manager of Transparent Language. “It was all focused on building your vocabulary.” And the company’s primary product, Transparent Language Online ($149.95 for six-month access; $199.95 for a year), does just that. Users begin with the Essentials Course: lessons organized around everyday situations like greetings, shopping, checking into a hotel. For those short on time, there’s the Byki Quick Start course, or the free Byki Express program at Byki.com. Bottom line: This is one of the most affordable big-name systems, and it enables users to practice anywhere they have Internet access.

My personnel favorite choice is speaking with locals on my many travels. Or finding someone who speaks the language you desire to learn. I know that when I am surrounded by a foreign language I feel more inclined to learn how it. This happened when I went to school abroad and all of a sudden my Hebrew became fluent and clear. Another favorite is finding a radio station that only broadcasts in your desired language. This way you can get a feel also for correct intonations and speech patterns. Do you have a favorite technique?

Moldova hides Europe's largest Jewish cemetery

One of the odd facts about Moldova is that it’s home to Europe’s largest Jewish cemetery. On the outskirts of the capital city, Chisinau, it’s a place many Moldovans I spoke with vaguely knew existed but had never visited. In a city with so few sites of touristic interest it was a bit stunning that this place where 23,500 people lay is nearly forgotten.

Prior to World War II, Moldova (then “Moldavian SSR“) was home to nearly 110,000 Jewish people before the Axis powers in 1941, including Romania, began an invasion of the Soviet Union. Estimates of the those who died as part of the Holocaust during the 3 years before the Soviets were able to occupy present-day Moldova vary widely. According to the Romanian government, 280,000-380,000 Jews may have been killed in what is a very complicated regional story. Like the history of this synagogue, only pieces of the story remain. And it seems there may not be enough left for it ever to be accurately reassembled.

Walking around the grounds of the cemetery can easily take more than an hour as it did for me; especially if you walk toward the graves that are quietly being eaten by the surrounding earth and trees deep inside. Several headstones stuck out, a pilot’s with a large propeller atop for instance, along with this synagogue that barely remains. Aside from the few beers bottles around and those who had drank them, it’s evident these graves don’t get many visitors.

Entry to the cemetery is free and to find the synagogue you’ll have to make an immediate left and walk about 10 minutes following the exterior wall. From Foxnomad.com

Swedish Hotel Allows You To Pay For Your Room With Art

If you're in the unique position of owning more artwork than actual cash, you may want to hear about an offer from the Clarion Hotel in Stockholm, Sweden.

For a limited time, the hotel will be accepting any piece of art in lieu of currency, which will be redeemable for 1 night of lodging. The GM's grandfather was an artist, and he decided to honor his memory with this unique promotion. And if you're not sure your piece of art will be good enough to pass their qualification guidelines, don't worry. Any art piece will be accepted.

 "Who are we to be judgmental about art?" explains Tess Mattisson, the hotel's marketing manager. "Accommodation is what we know and we're happy to provide it. Everyone is welcome here, from young and upcoming artists to those that are already established."

 All works must fit on an A4 piece of paper, and be signed by the artist. Pieces should be presented upon arrival to the hotel. If you're interested in submitting a piece, click here.

Kosher cruises will be departing for Stockholm and the rest of the Baltics throughout the summer!

Barcelona Travel Guide

Kosherica will be heading to the Western Mediterranean this summer, and one of the highlights is the beautiful Spanish city of Barcelona. The guests on one of our most popular kosher cruises will get to experience the city intimately. Here's a quick breakdown of things to do in Barcelona:
WHAT TO SEE One of the most attractive streets in the city is La Rambla. Here you can see street vendors alongside living statues and mimes. You can pick up trinkets and jewelry here, if you are ready to haggle. This is also the street for street performers. Is also home to the city’s opera house and bird market. The former is a 19th century structure, while the latter is an 18th century one. Both are worth visiting. At the end of La Rambla stand the Monument of Columbus and the city’s harbor. A visit to the Gothic Quarter is a must. This is the old part of the city and is famous for being the home of Picasso from 1895 to 1904. Even Joan Miro was born here and called it his home. In this area, you will be able to admire Gothic architecture from the 14th and 15th centuries. The old medieval buildings and cobblestone streets lend a unique air to the area. When you are in the city, you should visit Tibidabo. This is the highest hill in the region and offers a spectacular view of the city. It is also home to a family fun park and a cathedral. You can take a glass lift to go up 115 meters to the observation platform in the telecommunication tower here. The view from the platform is mind-blowing. SHOPPING The best time to shop here is during the yearly sale, which starts from middle of January and lasts till the end of February, and then again from beginning of July through August. However, you can also pick up great souvenirs from La Rambla. Here you can pick up porrons, ceramics and Catalan music CDs. If you want to take home authentic gifts, the best places are the shops around the museums. GETTING THERE The city has two airports – Barcelona Girona Airport and Barcelona International Airport. The former is around 103 kilometers from the city, while the latter is just 13 kilometers. Many airlines, such as US Airways, Air France, Air Canada and British Airways, service the city. If you are looking for budget plane tickets, travel to the city between March and April, October and November and from December to February. Of course, fares are high during Christmas and New Years, so it is best to avoid travel then. When traveling during off-peak season, buy airline tickets a few days before your travel to get the best discounts

Feature: Rabbi Basil Herring

We would like to feature Rabbi Dr. Basil Herring this week. His will be the Scholar in Residence on the Panama Canal Kosher cruise departing December 21st.
Rabbi Dr. Basil Herring is the Executive Vice President of the Rabbinical Council of America. He has served in that position since July 2003. From 1994 till 2003, Rabbi Herring served as Executive Chairman of The Orthodox Caucus, a dynamic national group of leading rabbinic and lay leaders. In this capacity, Rabbi Herring was responsible for implementing a broad array of national as well as regional and local projects and initiatives on critical issues confronting the Orthodox and Jewish communities. Over the course of a distinguished 30 year career in the congregational rabbinate, Rabbi Herring led congregations in Kingston NY, Ottawa Ontario, and Atlantic Beach NY. Rabbi Herring has authored a number of books and articles on a variety of topics. These include studies in Jewish philosophy and Biblical commentary, several widely used and quoted volumes dealing with Jewish ethics and contemporary issues, a manual for rabbis and synagogues on practical aspects of the modern rabbinate, a volume of sermons, and another on Jewish prenuptial agreements. He has also edited and published a monthly subscription newsletter for rabbis. For more info, you can view Rabbi Basil Herring's profile at www.Rabbis.org

Credit Cards and International Fees

Credit cards that don’t carry foreign transaction fees are generally the best option for spending while traveling internationally. But even if you’re stuck with a card that charges the fees, you can still save more by using the card rather than by exchanging cash at banks and airport terminals.

That was the conclusion of an analysis from Card Hub.com, which compared the cost of currency exchange services from the major credit card networks with 15 large domestic banks and airport currency exchange outlets like Travelex.

Cards that don’t charge foreign exchange fees are the best bet. Card Hub says they’ll save you, on average, about 8 percent over exchanging cash at domestic banks, and 16 percent over airport exchange services. There are more cards now that come without the fees, like Chase’s Sapphire Preferred card and the Capital One Venture Rewards credit card. Roughly 82 percent of cards carry the fees, down from about 90 percent a year ago, CardHub said. Foreign transaction fees typically run from 1 to 3 percent. The average fee in the first three months of this year was 2.38 percent, the report found, down from 2.52 percent a year earlier.


Card Hub’s default list of “featured” no-fee cards may give higher placement to card issuers that pay advertising fees to the Web site. But users can make their own search by entering specific criteria, said CardHub’s founder, Odysseas Papadimitriou. The Web site NerdWallet is another source for information about cards with no foreign transaction fees.

Using cards that don’t charge the fees not only saves you money but avoids hassles, since the currency is converted automatically whenever you make a purchase, said Mr. Papadimitriou, a former card executive at Capital One.

Bill Hardekopf, chief executive of the Web site LowCards.com, said credit card companies are dropping the foreign fees on some cards in a bid to attract clients with solid credit, since those consumers tend to be more affluent and travel overseas. “They’re courting people with good to excellent credit more aggressively,” he said.

If you must use a card that still charges the fees, it will still save you nearly 6 percent relative to exchanging money at banks, and almost 14 percent compared with airport exchangers, the study found.

If you have to go with a bank, it pays to do some research. The best banks for currency conversion are Northern Trust and Harris Bank — the same as last year, the study found. The costliest are also the same: U.S. Bank and Fifth Third Bank. The fees that banks charge for currency conversion are, overall, unchanged from last year (Wells Fargo is an exception, according to CardHub, dropping its fee to $7 this year from $12 last year.)

On average, the analysis found, banks save consumers almost 10 percent over airport outlets like Travelex, which offer convenience but at a premium.

Mr. Papadimitriou advised consumers to avoid so-called dynamic currency conversion, which is what happens when a merchant asks you if you would like to have your purchase total converted on the spot into American dollars. Merchants generally use a high exchange rate and pocket a profit from the transaction, benefiting from tourists who don’t bother to check the math at the point of sale.

Are you planning foreign travel this summer? How are you planning to pay for purchases overseas?

Take Our Frequent Flier Quiz

Not an elite flier? You’re in the vast majority. Globally, only about 4.2 million out of some 320 million frequent fliers are elite; most of us are just hoarding miles in hopes of one day swapping them for a coach ticket. The multibillion-dollar airline-loyalty industry has been around for more than 30 years. How much do you know about it?

1. What was an early inspiration for frequent-flier programs?
a.) S & H Green Stamps, distributed at grocery stores and other retailers
b.) Toasters and other gifts doled out to bank customers
c.) Both a. and b.
2. What was the first mainstream mileage-based frequent-flier program?
a.) American AAdvantage
b.) United Mileage Plus
c.) Delta Frequent Flyer
3. How many frequent-flier programs are there today around the world?
a.) about 90
b.) about 140
c.) about 200
4. Between 1981 (when frequent-flier programs began in earnest) and the end of 2011, how many miles were awarded globally?
a.) 17.8 billion
b.) 930.5 billion
c.) 33.2 trillion
5. On average, what percentage of domestic tickets are purchased with points?
a.) 2 percent
b.) 6 percent
c.) 20 percent
6. What percentage of reward points and travel miles do Americans fail to redeem each year?
a.) 6.5 percent
b.) 10 percent
c.) 33.3 percent
7. What was the first airline to allow the transfer of frequent-flier points between same-sex couples?
a.) United Airlines (in 1999)
b.) Delta Air Lines (in 1993)
c.) American Airlines (in 1990)
8. What issues related to frequent-flier miles have been addressed by Congress?
a.) Whether they should be taxed
b.) Whether members of Congress should keep miles earned on business
c.) Both a. and b.
9. How many “mileage millionaires” are there?
a.) About 10,000
b.) 51,000
c.) More than 400,000
10. How many miles does the person with the most accumulated points have, and how were those miles accumulated?
a.) 70 million, through an airline program
b.) 20 million, through a credit card
c.) 120 million, through a credit card and a program.
Answers: 1. c. 2. a. 3. c. 4. c. 5. b. 6. c. 7. b. 8. c. 9. c. 10. c.

7 Ways Traveling Can Make You A Better Person

There is no better way to bring cultures together and to understand another person than traveling. Once you set foot in a foreign land and eat, drink and live like they do, many prejudices and misunderstandings are immediately dropped.

See if this applies to you – here are seven ways that travel has made me a better person:

#1: Better Communication
After living and traveling in numerous places where English wasn’t the first language, and I didn’t speak the local language particularly well or at all, my other communication skills had to improve. Spending time conversing across a language barrier means you learn not to assume someone’s meaning until they’ve got to the end of the sentence. And, even then, you might double check their meaning by asking them some questions before you assume anything negative. Becoming a better listener is also part of this learning curve. I’m sure I used to jump in half way through my friends’ sentences but now I’m more likely to sit back and let them finish talking first, which is a good start towards better communication.

#2: Accepting Differences
Dealing with people of many different nationalities, religions and all walks of life, as you tend to do when you travel through different foreign countries, means that you learn to respect all kinds of differences that back home would have concerned you. Before I taught Korean students, for example, I would have thought anyone who would contemplate eating dog meat was a terrible person! After all my travels and experiences I am much more accepting of the different habits and customs of the world’s cultures. This follows through to even simple differences of opinions with my friends back home, too. Now that I’m a parent, for example, the “old me” probably would have been extremely critical of different parenting styles – but the “traveler me” is much better at accepting that everyone will do it in their own way, and that’s okay.

#3: More Patience
Traveling teaches you patience and having more patience is definitely one way you can become a better friend. It’s made me more patient with friends who are late (even though I’m still a stickler for punctuality); it’s helped me be patient with friends who make decisions which I think aren’t for the best for them; and made me more patient with friends who can’t even get around to making decisions.

#4: Generosity & Help
I am definitely a more generous friend thanks to my traveling years. I met so many people on my travels who helped me without any expectation of getting something in return. My gratitude to them makes me want to help others in the same way. Before, I may have been selfish both with my time and money even when I saw friends in need. But now I’m much more likely to offer to help friends in various ways without giving a thought to what’s in it for me. Along the same lines, I am definitely better at sharing my material belongings as well. Traveling for long periods of time makes you get used to being without these possessions and they become less important – so I’m happy to loan more things out to friends and not worry about the idea that I might need them in the meantime.

 #5: Making Friends Easily
Not only has traveling helped me to become a better friend, it’s also helped me develop the skills to become friends with someone much more easily and quickly. When you meet someone traveling, it’s often clear that you may only spend a day or two or at most a few weeks or months with them, so your friendship tends to accelerate a lot more quickly than it would if you were back home and making a new friend through work or study, for example. These days I’m much more confident in asking lots of questions to get to know someone quickly (without giving them the third degree, of course!) and swapping contact details to make sure we can stay in touch (and actually staying in touch, too!). I may have been quite shy around new friends before but travel has stripped that all away and I can get to know people well much more quickly and easily.

#6: Making the Most of Time Together
For the same reason – making friendships abroad when we knew we would only be in the same physical location on a temporary basis – I’ve grown used to maximising the fun of spending time with friends, and making the most of the time we spend together, even if we do live in the same city and have no plans to move. Travel taught me that relationships with friends are an invaluable part of life that need to be cared for. I had previously just grown up with some good friends and never thought too hard about what I’d do if they weren’t there any more.

#7: Being Honest and Authentic
Last but not least, my experiences abroad taught me to be more honest about who I am and not to try to represent myself in a way that will make people like me more. Having those “fresh starts” in places where nobody knows anything about you is a good way to do this. And I am now perfectly happy to tell people honestly about my interests and beliefs without worrying what they’ll think. If they think I’m odd, then we’re not meant to be friends anyway and that’s okay! If you liked this post, subscribe to our full feed RSS. You can also subscribe by email and have new posts delivered directly to your inbox daily.

Rabbi Berel Simpser Added To 8/6 Cruise

Rabbi Berel Simpser was recently added to the August 6, 2012 sailing of the Costa Fascinosa cruise to the Mediterranean! Departing from Venice, Italy and docking in ports such as Santorini and Croatia, this exotic journey still has cabins available.
Born and bred in the New York area, Rabbi Berel Simpser migrated first to sunny Florida, and then to the Midwest, working in Jewish communal work for over two decades. He founded the Des Moines Community Outreach Kollel in 1999 and was a staff member of the Greater Des Moines Jewish Federation for most of his 7 years there, as a communal educator and at Jewish Family Services. Sara and Berel moved to MN in September 2006 with their seven children to start AISH Minnesota. Berel, who has a two Masters in Talmudic Law, and is finishing a Masters in Communal Leadership, has taught a wide variety of inter-denominational classes – ranging from Basic Judaism, Hebrew language, Kabbalah, to ten years at the Florence Melton Adult Mini School. He has also developed educational programs for teachers, parents and students. Kosherica is the world's leading kosher cruise company!

Passenger Has Iphone Stolen, Recovered

An annoying incident has now turned into worldwide headline news aboard a cruise ship. A passenger had her iPhone stolen aboard a Disney Cruise in April, but she has since recovered it, all due to Apple's "cloud" technology. Katy McCaffrey had her phone stolen and posted a Facebook album titled "Stolen iPhone Adventures". McCaffrey reveals the man she believes is responsible, a Disney Cruise employee named Nelson, whose pictures taken with her phone were automatically pushed to her thanks to Apple's Photo Stream. "This is Nelson," McCaffrey wrote next to this sunset shot of the man, who is wearing a name tag. "Nelson stole my iPhone." McCaffrey also included pictures of a woman she refers to as Nelson's girlfriend, who also appears to work on the Disney Cruise, social gatherings featuring other employees, and even a man she identifies as the co-captain of the ship. There are twenty photos in all (subtitled: "how Nelson lost his job") and in the comments, the rightful owner writes, "I have alerted the officials of the Disney Cruiseline and forwarded them the photos. Hopefully I'll get my phone back and maybe some free passes to Disneyland." The moral of the story for wannabe thieves: better think twice before you steal something that may be smarter than you. Cruise travel is generally thought of as a very safe form of travel, and crimes (even petty ones) are extremely rare. For more info, head over to the world's #1 Jewish cruise company.

2013 Passover Filling Fast

Think your Passover was amazing? Try topping Kosherica’s grandiose holiday celebration at the spectacular PGA Resort and Spa in West Palm Beach, Florida, where 1,500 people attended. Featuring an all-star team of Foremost Caterers in partnership with Kosherica’s signature cuisine and an elaborate program for kids, teens and adults with top-notch lectures, entertainment, and even an amusement park on premises, the program received gushing reviews. As a result, the Passover 2013 program is already wait-listed.

Throughout the week, there were daily shows for kids, an amusement park with rides and slides and an all-star day camp that occupied children from 9-5pm. When adults were not busy schmoozing or hitting one of five tournament golf courses, they attended a full-scale lecture series covering a wide range of topics - be it psychological, political or rabbinical.

For more information on Kosherica’s Passover program and numerous kosher cruises throughout the year, visit Kosherica.com or call 877.724.5567.